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36w473 Ferson Creek Road , Saint Charles, IL 60174.
Tucked inside one of St. Charles' most beloved neighborhoods, this distinctive Wild Rose residence offers something rarely found: timeless Victorian character, thoughtful modern updates, and 38 acres of protected open space right out the back door. With access to scenic walking paths and Pottawatomie Park, this is a home that invites you to slow down and stay a while. The versatile floor plan spans five bedrooms, four full baths, a half bath, multiple gathering spaces, and a finished basement-with warmth and character at every turn. At its heart, a gourmet kitchen with a large granite island and custom built-ins opens to the family room, where a rebuilt gas fireplace and wet bar anchor views of the professionally landscaped backyard. Formal living and dining rooms set the stage for elegant entertaining, while the screened porch-equally suited to morning coffee or a summer gathering-blurs the line between inside and out. A private guest suite with its own kitchenette and full bath adds rare flexibility: multigenerational living, extended-stay guests, a home office, creative studio, or whatever your next chapter requires. Upstairs, three generous bedrooms and two full baths include a private en-suite. The primary suite occupies its own level-a true retreat with a designer bath featuring heated stone floors, dual vanities, and an oversized multi-head shower. Just beyond, a remarkable dressing room awaits. Flooded with natural light and offering enough closet space for every season, the generous footprint and thoughtful layout offer endless flexibility to design a truly custom space tailored to your needs. Brand-new carpet completes the suite. The finished basement adds recreation and workshop space, along with two cedar closets for exceptional storage. Recent updates are extensive: new roof, five remote-operated skylights, high-efficiency furnace, 4-ton central air, rebuilt garage and guest suite AC, primary suite mini-split, new gutters, sump pump, water heater, water softener, expanded electrical capacity, new outlets throughout, fresh paint, and a paneled refrigerator in the main kitchen that recently underwent a complete rebuild, ensuring the home's character is matched by thoughtful maintenance and care. Brick paver walkways and patios complete a setting that's as polished outside as it is in. Character, flexibility, and modern comfort-all in one remarkable home.
MLS ID: 12690338
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36w473 Ferson Creek Road , Saint Charles, IL 60174.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $750,000 | $750,000 | $750,000 |
| Down Payment | $150,000 | $26,250 | $187,500 |
| Monthly Mortgage Amount | $3,597 | $4,475 | $4,633 |
| Taxes | $1044 | $1044 | $1044 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $330 | $0 |
| Monthly Estimated Total | $4,860 | $6,068 | $5,896 |