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404 S 3rd Street, Malta, IL 60150.
Full of charm and character, this 3-bedroom, 1.5-bath Malta home offers inviting spaces inside and out! Large windows brighten the living room, while newer luxury vinyl plank flooring adds a fresh touch to through out the home. A separate dining room provides space to gather for meals, and the family room offers a comfortable spot to relax or entertain. The kitchen features newer stainless steel appliances, and a separate office with built-ins provides a convenient space to work, organize, or enjoy your hobbies. First-floor laundry adds everyday convenience, while the screened porch is a welcoming spot for morning coffee or relaxing at the end of the day and includes removable window panels, conveniently stored in the garage. The primary bedroom features large windows and a charming window seat-the perfect place to settle in with a good book. A full bath is located on the main floor, with a half bath upstairs. Two upstairs bedrooms share a closet located in the hallway. Updates include a furnace replaced in 2020 and a tankless water heater installed in 2023. Additional features include an owned water softener + UV water purification/disinfection system, radon mitigation system, and sump pump with battery backup. The basement provides extra storage and a door leading directly outside. A cedar fence added in 2025 encloses a portion of the yard, creating space to enjoy the outdoors. The detached 2-car garage includes a workbench for gardening, woodworking, or your next project. Located near Kishwaukee College and Jonamac Orchard, with NIU, shopping, and dining in nearby DeKalb. Convenient access to Route 38 and I-88 adds to the appeal. Come take a look at all this charming Malta home has to offer!
MLS ID: 12764730
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404 S 3rd Street, Malta, IL 60150.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $270,000 | $270,000 | $270,000 |
| Down Payment | $54,000 | $9,450 | $67,500 |
| Monthly Mortgage Amount | $1,474 | $1,786 | $1,778 |
| Taxes | $376 | $376 | $376 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $119 | $0 |
| Monthly Estimated Total | $1,950 | $2,381 | $2,254 |
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